Musings on personal growth, how people look at things, random observations and points of general interest all with a focus on having things work well.
DJHJD
Saturday, October 29, 2005
men as bastards, all
well, roaming about Grapevine and White Settlement. Kentls former trick Greg has developed a missle lock on Nick's ass, and the two of them are flirting mercilessly. I will indulge and deflect by shopping for expensive German cars and fantasizing about flying home on Southwest this afternoon, having admitted defeat.
Halloween in Big D
Howdy from big D (little everything else, as I like to say.) We left yesterday around 2:45, got here about 7:45 - the traffic through Conroe was TERRIBLE - it took us nearly two hours to get from my place in midtown to Six Coves road (where I always expect the freeway to open up.)
I spent the entire FUCKING trip up on the phone working on this blow-y up-y mortgage loan I was trying to get closed. Tragedy, fire, flood, famine and pestilence. Nick and Curt (my friend with whom I came up here) sat up front, playing hip-hop music on Curt's car stereo (which is, I suppose, acceptable, but under my standards much like a transistor radio.) By the time we got to Huntsville, I was ready to kill someone or something. Nick then plugged in some classic disco, and by Madisonville, I was better, but the constant stream of incoming phone calls about this last minute closing just about derailed my happy white ass.
We got up here, and I was frazzled. Larry had dinner waiting, and my friend Gary was here unexpectedly, so that was really nice. Nick, once arriving, had a totally shitty text message from his "ex-" in Columbus that nuked his attitude. Of course, said shitty text message was produced by Nick's spending an hour yesterday going into all of his mail, IM, and web accounts and changing his passwords so that the bastard couldn't log in and play on the net AS Nick and spy on him.
About 10:30, we went out (the obligatory Dallas bar crawl) I hopped into Gary's car, and let Larry, Nick and Curt travel together. Nick spent the next three hours on the phone with the jackass, varying between elation and depression. Around 1:30, I sent Nick a text message "you realize that you're not on a trip with me. You're on a trip to Dallas with Carlos."
So, Nick comes into the bar and wants to tell me that he's sorry, but I need to understand that he has to have these conversations, blah, blah. I replied "you just need to go back up there and deal with him. You're not ready for anything else, new jobs, new friends, new experiences. All you're willing to do is have this drama with him."
On the way home, Nick was VERY unhappy, and text messages me that I've made him feel very badly, and that he won't be spending the night with me. Whatever, Mary Francis.
We got back here to the house, and he and I talked for about an hour - and I think I got him to see that this (hispanic) ex- never dumped him and never tried to break up - that this was a manipulation technique to make Nick prove that he (Nick) loves him. Once he saw that it was just manipulation - he was PISSED. We talked about a lot of good things about he and I.
And, he keeps saying "friend" when he talks about us, so I need to just back off any notions I have. If anything comes of this, it's going to be a LONG term project.
He did, last night, look me right in the eye and tell me he loves me - complete with breaking voice. He's a smart cookie.
And he wants to come back within a week. He's talking about selling his cars, and a car here in Houston that he's found that he wants very badly. He's talking about finding a JOB job, and how much he likes Houston.
And, I like him a LOT as a companion. I really like it that he wants to talk to me, and wants me as a confidant. I can say that his presence in my life makes me want to lose weight, and look better for myself.
Had a great time talking to Gary yesterday and last night.
Going today to Fort Worth, and we're going to stop by a VW dealer that has a beautiful VW Phaeton that's offered for sale on eBay.
I spent the entire FUCKING trip up on the phone working on this blow-y up-y mortgage loan I was trying to get closed. Tragedy, fire, flood, famine and pestilence. Nick and Curt (my friend with whom I came up here) sat up front, playing hip-hop music on Curt's car stereo (which is, I suppose, acceptable, but under my standards much like a transistor radio.) By the time we got to Huntsville, I was ready to kill someone or something. Nick then plugged in some classic disco, and by Madisonville, I was better, but the constant stream of incoming phone calls about this last minute closing just about derailed my happy white ass.
We got up here, and I was frazzled. Larry had dinner waiting, and my friend Gary was here unexpectedly, so that was really nice. Nick, once arriving, had a totally shitty text message from his "ex-" in Columbus that nuked his attitude. Of course, said shitty text message was produced by Nick's spending an hour yesterday going into all of his mail, IM, and web accounts and changing his passwords so that the bastard couldn't log in and play on the net AS Nick and spy on him.
About 10:30, we went out (the obligatory Dallas bar crawl) I hopped into Gary's car, and let Larry, Nick and Curt travel together. Nick spent the next three hours on the phone with the jackass, varying between elation and depression. Around 1:30, I sent Nick a text message "you realize that you're not on a trip with me. You're on a trip to Dallas with Carlos."
So, Nick comes into the bar and wants to tell me that he's sorry, but I need to understand that he has to have these conversations, blah, blah. I replied "you just need to go back up there and deal with him. You're not ready for anything else, new jobs, new friends, new experiences. All you're willing to do is have this drama with him."
On the way home, Nick was VERY unhappy, and text messages me that I've made him feel very badly, and that he won't be spending the night with me. Whatever, Mary Francis.
We got back here to the house, and he and I talked for about an hour - and I think I got him to see that this (hispanic) ex- never dumped him and never tried to break up - that this was a manipulation technique to make Nick prove that he (Nick) loves him. Once he saw that it was just manipulation - he was PISSED. We talked about a lot of good things about he and I.
And, he keeps saying "friend" when he talks about us, so I need to just back off any notions I have. If anything comes of this, it's going to be a LONG term project.
He did, last night, look me right in the eye and tell me he loves me - complete with breaking voice. He's a smart cookie.
And he wants to come back within a week. He's talking about selling his cars, and a car here in Houston that he's found that he wants very badly. He's talking about finding a JOB job, and how much he likes Houston.
And, I like him a LOT as a companion. I really like it that he wants to talk to me, and wants me as a confidant. I can say that his presence in my life makes me want to lose weight, and look better for myself.
Had a great time talking to Gary yesterday and last night.
Going today to Fort Worth, and we're going to stop by a VW dealer that has a beautiful VW Phaeton that's offered for sale on eBay.
Friday, October 28, 2005
Loan blowy-upy day two
I just would like to wind up and smite some assholes in Dallas who are making things unnecessarily difficult, because of their own incompetence. I don't choose the word incompetence lightly; they are very much engaged in unbusinesslike behavior. They have lost files, lost documents, confused one file with another, and now are claiming that they incorrectly graded the file. Actually, they're claiming that I mis-stated the file in my handwritten summary page, which would suggest that they make underwriting decisions based on a broker's hand written summary instead of the information on the documents supporting the summary.
Which is bupkus.
The branch manager, whom I have spoken to about the file, I am now told is the only person that can resolve the problem. Whoa, boy - this is going to require some serious clearing up of expectations, as I think the man's a fucking idiot.
Hurry! Go now, and read this eBay auction listing before it is taken off the site. leather pants
Which is bupkus.
The branch manager, whom I have spoken to about the file, I am now told is the only person that can resolve the problem. Whoa, boy - this is going to require some serious clearing up of expectations, as I think the man's a fucking idiot.
Hurry! Go now, and read this eBay auction listing before it is taken off the site. leather pants
Thursday, October 27, 2005
Thursday - packing up
Nick is now telling me that since I'm angry, he should make other arrangements, no, he wants to go home now. It's me that's making it all weird.
I think I'll email hotwire and cancel his return trip.
I think I'll email hotwire and cancel his return trip.
Lest you think
that some Audrey Hepburn sort of evening occured after I concluded my post a few hours ago, mai nons!
Nick, bless him, has NOT been back - he did send a text message at around 2;45 to say he had "passed out" which is, I think, gay code for "found someone really hot."
I am now deciding whether to tell him that the person with whom he passed out should make sure that there are enough clean towels for Nick's accomodation through his return date on Wednesday. It seems a reasonable suggestion.
Nick, bless him, has NOT been back - he did send a text message at around 2;45 to say he had "passed out" which is, I think, gay code for "found someone really hot."
I am now deciding whether to tell him that the person with whom he passed out should make sure that there are enough clean towels for Nick's accomodation through his return date on Wednesday. It seems a reasonable suggestion.
Hump day screwin'
Oh, my - the hooker called me tonight while I was driving home from Queer Lake - he was all drunk - he says "come pick me up" I said "I'm on my way to a massage appointment, and I have a friend visitng from out of town, so no. What did you have in mind?" "Giving you some head" "Oh, my. And what do you want me to do for you?" "Thirty bucks?"
So, Nick had already called - he was out with his lesbian friend. I had given him $50 of the $250 I had promised him for working for me - he tells me he's already spent it all. He's wobbly. I tell him I'm headed to the massage guy, and would be home about 12:30. He says "okay, call me later."
The hooker calls next. I tell him I'll call him after the massage (not that I for a moment entertained the offer.) And Nick calls back. He asks if it's okay if he hangs out with this friend of his a while, and will I bring him more money? I laugh and say "you know, that's the second request for money I've had from a young man in the last ten minutes." he says 'huh?" I said "the hooker offered to blow me for thirty bucks if I went to Pasadena and picked him up." Nick says "Oh, but with me you'll get so much more for the same amount of money." I say "Don't be making promises you don't intend to keep." He says "what makes you think I won't keep them?"
Anyway - I just got home, Nick had called twice while I was at the massage studio, and he says he's tired and coming home now - no worries about bringing him more money. I walk up to my door, and Curtis, the married construction worker guy has come by and left a note.
What is UP with all this?
Had a fabulous meeting with Dana tonight - we talked about Fabulair and me and getting it all back on track. I think I made some progress. Now, I really need some SLEEP since Nick had me up until nearly 3:00 this morning, and it's already nearly 1:00 again.
So, Nick had already called - he was out with his lesbian friend. I had given him $50 of the $250 I had promised him for working for me - he tells me he's already spent it all. He's wobbly. I tell him I'm headed to the massage guy, and would be home about 12:30. He says "okay, call me later."
The hooker calls next. I tell him I'll call him after the massage (not that I for a moment entertained the offer.) And Nick calls back. He asks if it's okay if he hangs out with this friend of his a while, and will I bring him more money? I laugh and say "you know, that's the second request for money I've had from a young man in the last ten minutes." he says 'huh?" I said "the hooker offered to blow me for thirty bucks if I went to Pasadena and picked him up." Nick says "Oh, but with me you'll get so much more for the same amount of money." I say "Don't be making promises you don't intend to keep." He says "what makes you think I won't keep them?"
Anyway - I just got home, Nick had called twice while I was at the massage studio, and he says he's tired and coming home now - no worries about bringing him more money. I walk up to my door, and Curtis, the married construction worker guy has come by and left a note.
What is UP with all this?
Had a fabulous meeting with Dana tonight - we talked about Fabulair and me and getting it all back on track. I think I made some progress. Now, I really need some SLEEP since Nick had me up until nearly 3:00 this morning, and it's already nearly 1:00 again.
Monday, October 24, 2005
Monday, Monday ver. 645.01
Just getting lined out for the day. I have a ton of stuff to complete, which is great!
Interesting - a friend of mine, who's downtown getting his THIRD divorce pro se, just called me to ask me what a judgment of divorce was, and why he didn't have one. I suggested to him that he DID have one, he downloaded it from a website six months ago, and had showed it to me earlier.
So, the judge dismissed his divorce case and told him to get a lawyer (which I had told him over and over months ago.)
I told him that people just kept voting Republican; the judges who were on the bench when I was practicing wouldn't likely have treated him that way.
I find it SO interesting that people are SO worried about "protecting" marriage, when no one who has access to it actually honors it.
Interesting - a friend of mine, who's downtown getting his THIRD divorce pro se, just called me to ask me what a judgment of divorce was, and why he didn't have one. I suggested to him that he DID have one, he downloaded it from a website six months ago, and had showed it to me earlier.
So, the judge dismissed his divorce case and told him to get a lawyer (which I had told him over and over months ago.)
I told him that people just kept voting Republican; the judges who were on the bench when I was practicing wouldn't likely have treated him that way.
I find it SO interesting that people are SO worried about "protecting" marriage, when no one who has access to it actually honors it.
Sunday, October 23, 2005
Sunday evening review
Quite the interesting day. New Vision is taking up more and more of my Sundays; today a number of us went out to lunch after church, and I wasn't home until nearly 15:00. I stopped at Wally World, and forgot two of the things I went in FOR, and then came home.
Dr. T spoke at church today; he didn't do what I had suggested - until much later - and the first part of his conversation was rather weird. He made what I took to be a racial joke - not a nice one - and everyone else seemed to have taken it the same way when we were talking after church.
He really triggered a lot of interest on the part of everyone there - to see someone ELSE. No one liked his energy. Everyone was put off by his evasiveness after church, and EVERYONE was weirded out by his politics. He had made an appointment with me to re-align the chassis for 15:00, and he called to cancel while I was surfing my way through Wal-Mark.
Which I found to be quite amusing.
Ruby's stereo burped and died as I was coming around the Pierce Elevated this afternoon, which REALLY annoys the piss out of me. I think it may be a fuse issue. Ruby's also sporting a check engine light AGAIN, which makes me VERY unhappy.
Dr. T spoke at church today; he didn't do what I had suggested - until much later - and the first part of his conversation was rather weird. He made what I took to be a racial joke - not a nice one - and everyone else seemed to have taken it the same way when we were talking after church.
He really triggered a lot of interest on the part of everyone there - to see someone ELSE. No one liked his energy. Everyone was put off by his evasiveness after church, and EVERYONE was weirded out by his politics. He had made an appointment with me to re-align the chassis for 15:00, and he called to cancel while I was surfing my way through Wal-Mark.
Which I found to be quite amusing.
Ruby's stereo burped and died as I was coming around the Pierce Elevated this afternoon, which REALLY annoys the piss out of me. I think it may be a fuse issue. Ruby's also sporting a check engine light AGAIN, which makes me VERY unhappy.
Saturday, October 22, 2005
Saturday glory
What a splendid morning! Cool, sunny, clear and gorgeous.
I need to dust Ruby off, get gasoline, pick up the dry cleaning, drop off the dry cleaning, and clean the apartment. And take a nap. And do a bazillion other things.
Went out last night to our regular Whores of Baghdad meeting; Jarred LOVED his sunglasses. Was trying to torture the hooker by text messaging him; he wasn't playing ball. The boi didn't show up - and the crowd was WEIRD. Mikey and I left around 10:45, and I screwed around on the computer for a while.
PJ was all up in my business yesterday wanting me to send him a bus ticket so he could come down here -- after I told him I had plans all weekend, he said he could come down on Monday. Mikey wrote a few things that were particularly awesome, which I will reproduce here:
I, however, didn't bother to send that on to PJ, as he just wouldn't understand it.
I have to find another computer. Hm. I need Curt to tell me where that computer store is that he goes to - they have extra super cheap stuff there. I just need a functional box and montior; have the keyboard and mouse.
I've been seeing this whole boi thing in a totally different light lately - as in, what do these bastards offer that is deserving of a free meal, let alone support? They're useless. It's quite liberating to shift my view of these idiots from that of something valuable and interesting to that of a total joke. Hey, you want to eat? Get a job.
Was researching some airfare for late 2005 travel last night - holy cow! I now see why Continental is making money. $400 to fly to SRQ for Christmas. $500 to fly to ALB for Thanksgiving. $550 to fly to YVR. However, the new EZE flight is only $2200 round trip in Z class, which is VERY appealing.
Clearly, I'm not going to make Elite this year. Unless I take all the trips I could stand through the end of the year. Blarg.
Looking foward to Dallas this next weekend. That should be a hoot.
I need to dust Ruby off, get gasoline, pick up the dry cleaning, drop off the dry cleaning, and clean the apartment. And take a nap. And do a bazillion other things.
Went out last night to our regular Whores of Baghdad meeting; Jarred LOVED his sunglasses. Was trying to torture the hooker by text messaging him; he wasn't playing ball. The boi didn't show up - and the crowd was WEIRD. Mikey and I left around 10:45, and I screwed around on the computer for a while.
PJ was all up in my business yesterday wanting me to send him a bus ticket so he could come down here -- after I told him I had plans all weekend, he said he could come down on Monday. Mikey wrote a few things that were particularly awesome, which I will reproduce here:
then you need to tell him about it or is the only time he asked to come down is when he is drunk. if he is sober when he is saying that you need to bring him down then just say I am sorry but this is not about you in any way shape or form its all about me cuz I am the one that has to do all the work w/o any appreciation or thanks and until you can take in my considerations in to your plans weather I want you down or not then we have nothing else to chat about as far as you coming for a visit.
then just lay it out for him and if he does not understand, then put it this way:
1. if I wanted to get a boi drunk to have sex I would get someone from EJ
2. Cheaper because I don't have to pay bus to & fro
3. they will be gone in a hour or 2 tops
4. they wont drink me out of house & home
5. wont treat me like shit for paying
6. Customer is always correct
7. when customer is wrong refer to item 6
I, however, didn't bother to send that on to PJ, as he just wouldn't understand it.
I have to find another computer. Hm. I need Curt to tell me where that computer store is that he goes to - they have extra super cheap stuff there. I just need a functional box and montior; have the keyboard and mouse.
I've been seeing this whole boi thing in a totally different light lately - as in, what do these bastards offer that is deserving of a free meal, let alone support? They're useless. It's quite liberating to shift my view of these idiots from that of something valuable and interesting to that of a total joke. Hey, you want to eat? Get a job.
Was researching some airfare for late 2005 travel last night - holy cow! I now see why Continental is making money. $400 to fly to SRQ for Christmas. $500 to fly to ALB for Thanksgiving. $550 to fly to YVR. However, the new EZE flight is only $2200 round trip in Z class, which is VERY appealing.
Clearly, I'm not going to make Elite this year. Unless I take all the trips I could stand through the end of the year. Blarg.
Looking foward to Dallas this next weekend. That should be a hoot.
Friday, October 21, 2005
Friday with Glasses
Jarred's sunglasses came in the mail today - they're attractive enough - who knows if they're knockoffs. No case came with them. I'll wrap them nicely and attach a card. The point was to impress him with something he wasn't expecting.
Had a wonderful lunch with Jeffrey today. I'm so glad he's moved to have his own agency; he's much happier.
Have some more work to crank out today, but I submitted a loan this morning and quoted another, sold a book, and worked on some tax returns.
Had an IM from PJ waiting when I came back from lunch:
This would be ME buying his bus ticket AND wiring him some play money AND putting up with him all weekend, his stupifying alcohol consumption and his "come here/go away" attitude.
I responded with "I already have plans for the entire weekend, sorry."
Ruby is awaiting .. something. This service writer doesn't return phone calls at all. It's like I'm having to chase them around for information and to get the car finished up. Irritating.
Nick is suddenly withdrawn and weird. Blarg at men, generally.
Talking with my online chum Janice last night, she was asking about whether employers could delay paydays. This led to a conversation in which I postulated that they needed better cash flow management, and to look at their pricing. I said "the need the Divo's help."
It looks like that could actually turn out!
The hooker's been communicating again. He's a goofball.
Had a wonderful lunch with Jeffrey today. I'm so glad he's moved to have his own agency; he's much happier.
Have some more work to crank out today, but I submitted a loan this morning and quoted another, sold a book, and worked on some tax returns.
Had an IM from PJ waiting when I came back from lunch:
12:52] PJ ver. 2.01: ok heres the deal. u know im broke, but if u want...i can get on a bus later tonight or tomorrow morning. those are the only times i can have a ride to the station. if u want me to be my freaky self, i can get something to have some fun with before i leave so i can have it with me there, but ill need a little help getting it. im broke:-/
[12:52] *** Auto-response sent to PJ ver. 2.01: I am currently away from the computer.
[12:58] PJ ver. 2.01: plz let e know something so i can secure a ride to the station if u want me to come visit. ill be in and out of the house all day.
This would be ME buying his bus ticket AND wiring him some play money AND putting up with him all weekend, his stupifying alcohol consumption and his "come here/go away" attitude.
I responded with "I already have plans for the entire weekend, sorry."
Ruby is awaiting .. something. This service writer doesn't return phone calls at all. It's like I'm having to chase them around for information and to get the car finished up. Irritating.
Nick is suddenly withdrawn and weird. Blarg at men, generally.
Talking with my online chum Janice last night, she was asking about whether employers could delay paydays. This led to a conversation in which I postulated that they needed better cash flow management, and to look at their pricing. I said "the need the Divo's help."
It looks like that could actually turn out!
The hooker's been communicating again. He's a goofball.
Wednesday, October 19, 2005
If this isn't proof, I don't know what is
Do people even read anymore? Do they have any concept of what's going on? Can anyone else read this and remain unconcerned about the
direction that these bastards are taking our country? This goes back FAR - what it does is restores to the wealthy the status quo ante to 1911 -
before we had an income tax. However, it does NOT bring any tax relief to those who have nothing. It does make it simpler - NO DEDUCTIONS. Just "what did you earn? Send in [this] much."
Are you really in favor of letting the wealthy pay NO tax on investment income, NO tax on capital gains, NO tax on inheritance, NO tax on property appreciation, and NO tax on passive income (rental property?) Are you REALLY in favor of having only those who aren't lucky enough
to own property and money that grows on its own pay the entire tab of the Federal government? What would it do to you to have your mortgage
deduction taken away, and your state property tax deduction taken away? Do you realize that your PERSONAL tax bill would increase sharply
as a result? Look at what else this proposes - NO MORE FAMILY DEDUCTIONS. No disability, no DEPENDANT deductions.
How can you read this and not want to go knock the snot out of the nearest Republican who lords over you how they're "fiscally conservative?" This isn't at ALL conservative, it's a GOD DAMNED REVOLUTION and no one's talking about it.
Bush advisory panel pushes simplified tax filing process
Home mortgage deduction would be done away with
By JESSICA HOLZER
Copyright 2005 Houston Chronicle Washington Bureau
SUMMARY
The tax panel's proposals would simplify the filing process
• Simplifying taxes: A presidential advisory panel proposed two plans for making it easier to file income taxes.
• What they would do: Both plans would eliminate or redesign most deductions and credits, including those relating to health benefits and home mortgages.
• Initial reaction: Some lawmakers expressed concern that taxpayers in their states could lose out under the proposals. The White House has made no commitment to accept the recommendations.
WASHINGTON - President Bush's tax-advisory panel backed an overhaul of the tax code Tuesday that would slash levies on investment income, make it easier for Americans to save tax-free and repeal the Alternative Minimum Tax — a parallel tax system introduced in 1969 to ensure that the wealthy paid taxes but that has increasingly ensnared the middle class.
However, people should not expect their tax bills to shrink, panel members said, because the proposals would also kill or cap many popular tax breaks and credits, including education, state and local taxes and the home mortgage-interest deduction, which many politicians consider sacrosanct.
Instead of the deduction, homeowners with modest mortgages, adjusted by region, would get a tax credit of 15 percent of their interest payments.
In place of losing the current tax breaks, taxpayers would get a reduction in marginal income tax rates, lower taxes on some investments and new retirement and family tax savings plans.
'Simple, fair, pro-growth'
Still, the tax panel said its centerpiece proposal — the so-called "simplified income tax" — will be a huge improvement over the current system.
"It's a simple, fair, pro-growth plan," former Sen. Connie Mack, R-Fla., the panel's chairman, said.
The simplified income tax would cut the number of tax brackets from six to four, pushing 75 percent of taxpayers into the bottom 15 percent bracket. It would also ease tax-filing paperwork, in part by collapsing the numerous family and personal tax breaks into one family credit.
"Most taxpayers will be able to file on one page and pay at one rate," said Charles Rossotti, a panel member and former Internal Revenue Service Commissioner.
President Bush asked the nine-member, bipartisan panel to recommend changes in the tax code that would eliminate the minimum tax without reducing revenues. The tax is projected to generate $1.3 trillion for the Treasury over the next 10 years.
To encourage savings and investment, all dividends paid out by U.S. corporations would be tax free and capital gains rates would be cut to between 3.75 percent and 8.75 percent. The plan would also set up three savings plans that would replace numerous ones currently available for retirement, medical expenses and education.
Effect on health benefits
Aside from crimping the mortgage interest and other deductions, the plan would also cap the unlimited employer-health insurance deduction to $11,500 for families and $5,000 for individuals. As a result, workers might see their employer-provided health benefits trimmed.
The abolition of the state and local tax deduction would likely rouse taxpayer opposition in states, such as New York, with hefty property and state taxes.
Panel members said eliminating these deductions is the best way to pay for the repeal of the AMT, which was established to ensure that wealthy taxpayers with many deductions would still pay some taxes. The Alternative Minimum Tax will affect 4 million taxpayers this year and is projected to include 51.3 million by 2015.
As an alternative proposal, the panel also endorsed "the progressive consumption tax" — which comes closer to a fundamental overhaul of the tax code.
The plan's selling point is a provision to allow businesses to write off all purchases of equipment and other capital investments immediately, an idea that economists say would spur more capital investment and faster growth.
direction that these bastards are taking our country? This goes back FAR - what it does is restores to the wealthy the status quo ante to 1911 -
before we had an income tax. However, it does NOT bring any tax relief to those who have nothing. It does make it simpler - NO DEDUCTIONS. Just "what did you earn? Send in [this] much."
Are you really in favor of letting the wealthy pay NO tax on investment income, NO tax on capital gains, NO tax on inheritance, NO tax on property appreciation, and NO tax on passive income (rental property?) Are you REALLY in favor of having only those who aren't lucky enough
to own property and money that grows on its own pay the entire tab of the Federal government? What would it do to you to have your mortgage
deduction taken away, and your state property tax deduction taken away? Do you realize that your PERSONAL tax bill would increase sharply
as a result? Look at what else this proposes - NO MORE FAMILY DEDUCTIONS. No disability, no DEPENDANT deductions.
How can you read this and not want to go knock the snot out of the nearest Republican who lords over you how they're "fiscally conservative?" This isn't at ALL conservative, it's a GOD DAMNED REVOLUTION and no one's talking about it.
Bush advisory panel pushes simplified tax filing process
Home mortgage deduction would be done away with
By JESSICA HOLZER
Copyright 2005 Houston Chronicle Washington Bureau
SUMMARY
The tax panel's proposals would simplify the filing process
• Simplifying taxes: A presidential advisory panel proposed two plans for making it easier to file income taxes.
• What they would do: Both plans would eliminate or redesign most deductions and credits, including those relating to health benefits and home mortgages.
• Initial reaction: Some lawmakers expressed concern that taxpayers in their states could lose out under the proposals. The White House has made no commitment to accept the recommendations.
WASHINGTON - President Bush's tax-advisory panel backed an overhaul of the tax code Tuesday that would slash levies on investment income, make it easier for Americans to save tax-free and repeal the Alternative Minimum Tax — a parallel tax system introduced in 1969 to ensure that the wealthy paid taxes but that has increasingly ensnared the middle class.
However, people should not expect their tax bills to shrink, panel members said, because the proposals would also kill or cap many popular tax breaks and credits, including education, state and local taxes and the home mortgage-interest deduction, which many politicians consider sacrosanct.
Instead of the deduction, homeowners with modest mortgages, adjusted by region, would get a tax credit of 15 percent of their interest payments.
In place of losing the current tax breaks, taxpayers would get a reduction in marginal income tax rates, lower taxes on some investments and new retirement and family tax savings plans.
'Simple, fair, pro-growth'
Still, the tax panel said its centerpiece proposal — the so-called "simplified income tax" — will be a huge improvement over the current system.
"It's a simple, fair, pro-growth plan," former Sen. Connie Mack, R-Fla., the panel's chairman, said.
The simplified income tax would cut the number of tax brackets from six to four, pushing 75 percent of taxpayers into the bottom 15 percent bracket. It would also ease tax-filing paperwork, in part by collapsing the numerous family and personal tax breaks into one family credit.
"Most taxpayers will be able to file on one page and pay at one rate," said Charles Rossotti, a panel member and former Internal Revenue Service Commissioner.
President Bush asked the nine-member, bipartisan panel to recommend changes in the tax code that would eliminate the minimum tax without reducing revenues. The tax is projected to generate $1.3 trillion for the Treasury over the next 10 years.
To encourage savings and investment, all dividends paid out by U.S. corporations would be tax free and capital gains rates would be cut to between 3.75 percent and 8.75 percent. The plan would also set up three savings plans that would replace numerous ones currently available for retirement, medical expenses and education.
Effect on health benefits
Aside from crimping the mortgage interest and other deductions, the plan would also cap the unlimited employer-health insurance deduction to $11,500 for families and $5,000 for individuals. As a result, workers might see their employer-provided health benefits trimmed.
The abolition of the state and local tax deduction would likely rouse taxpayer opposition in states, such as New York, with hefty property and state taxes.
Panel members said eliminating these deductions is the best way to pay for the repeal of the AMT, which was established to ensure that wealthy taxpayers with many deductions would still pay some taxes. The Alternative Minimum Tax will affect 4 million taxpayers this year and is projected to include 51.3 million by 2015.
As an alternative proposal, the panel also endorsed "the progressive consumption tax" — which comes closer to a fundamental overhaul of the tax code.
The plan's selling point is a provision to allow businesses to write off all purchases of equipment and other capital investments immediately, an idea that economists say would spur more capital investment and faster growth.
Tuesday, October 18, 2005
I could just dance around in circles
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Tuesday - calls and clean up
Another conversation last night with LGL about renting and "throwing your money away." I mentioned something about that to Donna last night in an email, and she suggested this:
So, looping back around this morning with LGL - he's still convinced that one is "throwing money away." So, I just sent him four projections that prove renting is better in the absence of significant property appreciation.
Funny, huh?
Of course, if I were willing to live in a ranch house outside the beltway, I'd have a different set of facts, but I'm just NOT.
Buying vs. Leasing. My CPA spent some time with me once demonstrating how buying was NOT better than renting. After he scribbled all the numbers on paper, including appreciation, it was a wash. The argument for renting was pretty compelling. But so is the "American Dream." I fell for it.
So, looping back around this morning with LGL - he's still convinced that one is "throwing money away." So, I just sent him four projections that prove renting is better in the absence of significant property appreciation.
Funny, huh?
Of course, if I were willing to live in a ranch house outside the beltway, I'd have a different set of facts, but I'm just NOT.
Monday, October 17, 2005
Monday, Monday ver. 644.01
So, here we are. Another day of uncooperative realtors, illogical lenders and work work work. At least I'm getting paid for this effort, unlike my last mortgage gig.
One tomorrow, one Thursday, one next Wednesday and hopefully, a huge one on Halloween.
Plus all of these scofflaw tax returns. I guess I'll get caught up on a bunch of those tomorrow.
Ruby needs, as I intuited, a new water pump. And new radiator hoses (she's still got the originals.) And a new serpentine belt (#3) And a new thermostat. And a new electrical relay under the back seat. It's going to cost a grand.
Joel the meth addict was to have met up with me today and paid me more money. He made excuses for each time that he set; I'm just giving up. What's the point? He's a liar, and he's not a nice person.
Faxed off solicitations for my (now approved) book to everyone on the list today. Tomorrow, I'm just going to have to buckle down and call them all. I think that Donna has a point that they'll respond to phone calls in a way that they won't if I just fax.
It would be most helpful to sell about six sets of this book by Wednesday.
MOST helpful.
Spent some time organizing personal files today; more of that needs doing, as well as all of the fabulair files and ..
CP was doing my "charts" today. He always has such interesting insights.
What to do? I have enough work to do tonight to keep me busy all night. I don't feel like it, though.
One tomorrow, one Thursday, one next Wednesday and hopefully, a huge one on Halloween.
Plus all of these scofflaw tax returns. I guess I'll get caught up on a bunch of those tomorrow.
Ruby needs, as I intuited, a new water pump. And new radiator hoses (she's still got the originals.) And a new serpentine belt (#3) And a new thermostat. And a new electrical relay under the back seat. It's going to cost a grand.
Joel the meth addict was to have met up with me today and paid me more money. He made excuses for each time that he set; I'm just giving up. What's the point? He's a liar, and he's not a nice person.
Faxed off solicitations for my (now approved) book to everyone on the list today. Tomorrow, I'm just going to have to buckle down and call them all. I think that Donna has a point that they'll respond to phone calls in a way that they won't if I just fax.
It would be most helpful to sell about six sets of this book by Wednesday.
MOST helpful.
Spent some time organizing personal files today; more of that needs doing, as well as all of the fabulair files and ..
CP was doing my "charts" today. He always has such interesting insights.
What to do? I have enough work to do tonight to keep me busy all night. I don't feel like it, though.
Sunday, October 16, 2005
Sunday evening
Today was something else. I was up late, again, and had to bust my buns to get to church remotely on time. Church was great; a small group, but it was great. Came home and quickly did another tax return, then called CP about catching a ride to return Nicole's car to her.
Oh, that's right - you don't know. Ruby coughed up a lung last night and had to be towed to her favorite mechanic from League City. Her cooling system sprayed itself all over the inside of the engine compartment, and she was overheating. After Mikey came down and rescued us, Nicole offered to loan me her car so that I could make it to church today unimpeded.
CP's boyfriend followed me to Nicole's, and then to the garage, where I learned that the tow driver was correct; I had not included the door key. Ruby was quietly waiting treatment, and R brought me back home. Since then, I've been cracking up laughing at Mikey's antics - I don't know if he was sucking laughing gas today or what, but he was HILARIOUS. Then, I re-organized power strips and the like here in the den, and now I'm thinking I should take this time to finish the thank you cards that I should have sent out a week ago. Yeah, right.
The laundry is done, and after I vacuum, I'll be in good shape as far as housework goes.
Talked to Nick today a bit again. He's feeling better, it seems. I had a dream about him this morning. I think he's going to come down on Friday this week, which will be a boon, as I have a TON of office work for him to do for me.
I just need to get him a computer, get it on the local network, network the printer, blah, blah.
Joel the meth addict is proposing to meet me for breakfast to give me cash he owes me and get some advice on how to proceed with a landlord issue he has.
Oh, that's right - you don't know. Ruby coughed up a lung last night and had to be towed to her favorite mechanic from League City. Her cooling system sprayed itself all over the inside of the engine compartment, and she was overheating. After Mikey came down and rescued us, Nicole offered to loan me her car so that I could make it to church today unimpeded.
CP's boyfriend followed me to Nicole's, and then to the garage, where I learned that the tow driver was correct; I had not included the door key. Ruby was quietly waiting treatment, and R brought me back home. Since then, I've been cracking up laughing at Mikey's antics - I don't know if he was sucking laughing gas today or what, but he was HILARIOUS. Then, I re-organized power strips and the like here in the den, and now I'm thinking I should take this time to finish the thank you cards that I should have sent out a week ago. Yeah, right.
The laundry is done, and after I vacuum, I'll be in good shape as far as housework goes.
Talked to Nick today a bit again. He's feeling better, it seems. I had a dream about him this morning. I think he's going to come down on Friday this week, which will be a boon, as I have a TON of office work for him to do for me.
I just need to get him a computer, get it on the local network, network the printer, blah, blah.
Joel the meth addict is proposing to meet me for breakfast to give me cash he owes me and get some advice on how to proceed with a landlord issue he has.
Friday, October 14, 2005
blogging from EJ's
using my new Treo 650, I can now blog while sitting at the end of the bar, cradled in the flirtatious presence of Jarred. Mikey is hammering on a 23 year old boy he met on the internet. Curt just went home. I will probably head out myself in a few minutes. Once I brainwash Mikey into configuring this phone synchronzing with the home computer, I will be loving this device. I haven't yet figured out how to surf eBay but, I think that this will provide me with hours of entertainment. As long as I cqn keep the battery charged up.
Tuesday, October 11, 2005
Tuesday - four days until tax deadlines
Allegedly, I have someone bringing in eight past due tax returns for me to file by Friday. Lovely. I'll be in tax return hell all day today and tomorrow.
About to hop into the shower and drive out past the Galleria to pick up a form. "our fax isn't working. I can't attach it to an email, I don't have a scanner." Blarg. $5 in gas and more than an hour's worth of time to pick up .. a form.
Then, quickly to fax off conditions and fee sheets on two loans, stack and submit two more, and .. tax time. I know I can finish the three that are here now in a short time; then, it's work on the one where I have to start with correcting the W-2s, then work my way up. That's the one that's going to have me in a tizzy, I think.
About to hop into the shower and drive out past the Galleria to pick up a form. "our fax isn't working. I can't attach it to an email, I don't have a scanner." Blarg. $5 in gas and more than an hour's worth of time to pick up .. a form.
Then, quickly to fax off conditions and fee sheets on two loans, stack and submit two more, and .. tax time. I know I can finish the three that are here now in a short time; then, it's work on the one where I have to start with correcting the W-2s, then work my way up. That's the one that's going to have me in a tizzy, I think.
Monday, October 10, 2005
Monday, Monday ver. 642.01
Funny skies this morning - at 7:00, when I was leashing up the mutts, the sky was orange/yellow. Kind of a nice change; thundershowers today. It should be dark most of the day, I think.
Working on loans this morning, then this afternoon will be given over to taxes. Which reminds me - time for the tax scofflaw newsletter to go out.
Okay, the scofflaws are notified. One, I have to call. I'll do that in an hour or so.
Still haven't finished my thank you notes from the party; hopefully, I'll have a chance to do that today.
It's going to be one of "those" days - where the upstairs neighbor is making enough noise to be a marching band.
Working on loans this morning, then this afternoon will be given over to taxes. Which reminds me - time for the tax scofflaw newsletter to go out.
Okay, the scofflaws are notified. One, I have to call. I'll do that in an hour or so.
Still haven't finished my thank you notes from the party; hopefully, I'll have a chance to do that today.
It's going to be one of "those" days - where the upstairs neighbor is making enough noise to be a marching band.
Saturday, October 08, 2005
The week is out, God save the weekend
God saves. I don't know about Jesus' savings plan, but God clearly saves my butt on a regular basis.
The hooker is talking to me on instant messenger; he's pawned ALL of his daddy's stuff, he's been high for four days, blah, blah.
Lord, but for the grace of God, there go I.
Today was a fun day; the morning was spent on the phone, for hours. Then, I had lunch with Lance, and spent the afternoon and evening with Jeffrey and Steven at the airshow and then at Kemah for dinner.
The airshow was very fun; they had a TON of aircraft there that I had never seen before. We rode in Steven's DeVille - it's GORGEOUS. Now, I think I want it.
It's time to put the sheets on the bed, get into same and see if the smell in the house abates by the morrow.
The hooker is talking to me on instant messenger; he's pawned ALL of his daddy's stuff, he's been high for four days, blah, blah.
Lord, but for the grace of God, there go I.
Today was a fun day; the morning was spent on the phone, for hours. Then, I had lunch with Lance, and spent the afternoon and evening with Jeffrey and Steven at the airshow and then at Kemah for dinner.
The airshow was very fun; they had a TON of aircraft there that I had never seen before. We rode in Steven's DeVille - it's GORGEOUS. Now, I think I want it.
It's time to put the sheets on the bed, get into same and see if the smell in the house abates by the morrow.
Monday, October 03, 2005
Monday evening ..
Well! It's FINALLY happened! Ruby's stereo is where it should have been all along! Matticia and T worked on her ALL day, and it's fabulous! She's dirty as all get-out, but she SOUNDS fabulous! Just waiting for XM to update her newly installed receiver, and .. WOOF! It looks awesome, and T discovered that one can indeed hook up a laptop to the USB cable and play it through the stereo system. WOW.
I could just dance a jig.
Now, to sell all the OnStar stuff on eBay (which will test my description writing skills) and then, I'm DONE.
Well, except for repainting. Or something.
Two new accounting/tax clients tomorrow, and five loans to submit. I think I'll be up early.
Now, Matticia and I are headed out to Ninfa's for dinner with Lance & Steve. YAY!
I could just dance a jig.
Now, to sell all the OnStar stuff on eBay (which will test my description writing skills) and then, I'm DONE.
Well, except for repainting. Or something.
Two new accounting/tax clients tomorrow, and five loans to submit. I think I'll be up early.
Now, Matticia and I are headed out to Ninfa's for dinner with Lance & Steve. YAY!
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